Refinance With Clarity and Confidence
Refinancing replaces your existing mortgage with a new one—and while it can be a powerful financial tool, it isn’t right for everyone.
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The Marugg Team at Advantage Mortgage is here to help you understand your options, costs, and potential benefits so you can make informed decisions for you and your family.
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Using LoanBot, we empower you to explore refinance scenarios without completing a full application or triggering a credit pull. LoanBot delivers a personalized, easy-to-understand loan experience that helps you see what’s possible before committing.
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Our mission is to educate and guide you with clarity and confidence—combining LoanBot’s smart technology with real human expertise.
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The Marugg Team uses LoanBot to empower our clients with information and give them the ability to explore loan options that may be available—without completing a full application or triggering a credit pull. LoanBot simplifies the mortgage process by delivering a personalized, easy-to-understand loan experience. Our mission is to educate and empower homebuyers and homeowners with clarity, confidence, and expert guidance. Using LoanBot’s smart, intuitive technology, we analyze a nationwide database of mortgage programs to create a customized loan presentation tailored to your financial profile and property goals— so you can confidently choose the loan that fits you best.
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Step 1: Start Your Journey
Every homeownership journey starts with a question and mortgages can feel overwhelming
at first. That’s where experience matters. The Marugg Team, working alongside LoanBot,
helps you understand what’s possible by introducing flexible loan options and creative
financing strategies, giving you clarity and confidence from the very beginning.
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Step 2: Explore What’s Possible
Share a few details about your financial situation, and LoanBot
creates a personalized mortgage review showing loan programs
you may qualify for. The Marugg Team then helps interpret the
results—so you can compare options, adjust down payment and
loan terms, and receive expert recommendations aligned with
your homeownership goals.
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Step 3: Work With Trusted Experts
Through LoanBot, you’re directly connected to The Marugg Team.
From your dashboard, you can ask questions, explore scenarios,
and get real-time guidance. Every professional you interact with
is highly rated, carefully vetted, and chosen to support you at the
highest level.
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Step 4: Take the Next Step
When you’re ready to move forward, Ourt team steps in to help you
get pre-qualified for the loan program that best matches your goals
and financial situation. Because we've already reviewed your LoanBot
profile, we will prepared to offer strategic insights, anticipate challenges,
and guide you smoothly through purchase or refinance. With LoanBot
technology and The Marugg Team’s expertise, you’re in excellent hands.
Ready to talk to our team?
Our team follows a proven process that helps us understand your goals and then build a clear action plan to help you achieve them.
Introduction Call
Answer a few quick questions about your current mortgage, home value, and goals. Our team will send you the next steps, including the application and credit pull link.
Application & Team Review
You complete a simple application and pull credit. Once your application is submitted, we’ll provide a list of documents needed to move forward. Our team reviews your information behind the scenes. This allows us to verify details, identify opportunities, and prepare the best possible options for you.
Action Plan Call
We walk you through your personalized refinance loan options, explain the pros and cons of each, and help you decide on the best path forward.