FHA Loans

The FHA Advantage

With an FHA loan, you’ll enjoy low rates, our streamlined process and the peace of mind that your loan is insured by the Federal Housing Administration (FHA). With flexible qualification guidelines, these loans are particularly designed to benefit first-time homebuyers and buyers who don’t have perfect credit or a lot of money to put down.​​

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Types of FHA Loans

• FHA Purchase Loan

• FHA Refinance Loan

• FHA Cash Out Refinance

• FHA Streamline Refinance

• FHA 203(k) Renovation Home Loans

• FHA Home Equity Conversion Mortgage

• FHA Energy-Efficient (EEM) Home Loan

• FHA Manufactured Housing

• FHA Condominium Home Loans

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FHA Features & Qualification

• Low down payments (as low as 3.5% of the purchase price)

• Fixed and adjustable rate mortgages available

• Flexible qualification guidelines

• No prepayment penalties

• 100% gift funds acceptable for down payment and closing costs

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Who can benefit?

• First-time homebuyers

• People without a lot of money saved for a down payment

• People who don’t have perfect credit

• Someone who wants to keep their monthly payments as low as possible

• Someone wanting to refinance a high-cost mortgage

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*All loans are subject to credit review and approval. Rates subject to change without notice. This is not a commitment to lend.