VA Loans

Giving back to our American heroes.

Are you active-duty military or a U.S. Veteran looking to purchase or refinance a home while taking advantage of your VA benefits?

What is a VA Loan?

Advantage Mortgage proudly offers loan products that meet the home financing needs of active-duty military and veterans nationwide. VA home loan programs help veterans finance the purchase of homes with favorable loan terms and at an interest rate typically lower than rates charged on other types of mortgages. In addition, all VA loan programs offer a 100% financing option to those that qualify.

Types of VA Loans

VA Purchase Loan
VA Cash-Out Refinance
VA Streamline Refinance (IRRRL)
VA Jumbo Loan

VA Features & Qualification

No down payment required (when the veteran is income and credit qualified, other restrictions apply)
Fixed and adjustable rate mortgages available
The VA funding fee can be financed into the loan
No prepayment penalties
No monthly mortgage insurance is required
Gifts and seller contributions accepted toward closing costs

Who can benefit?

Eligible veterans (who were honorably discharged) for the purchase of a home for personal occupancy. For VA housing loan purposes, the term “veteran” includes certain members of the selected reserve/active-duty service personnel/and certain categories of spouses.
Eligible veterans wanting to refinance their mortgage
Eligible veterans wanting to build a home